Have you ever been in a situation where you think to yourself “If only I had R1 000 or R1 500 extra this month just until my next pay day.” If you answered yes; then you are certainly not alone. A lot of South Africans are finding it more difficult each day to make ends meet and that is no surprise at all in the ruthless economic climate that we find ourselves living in. Now, before you turn to family and friends for a small loan remember that you actually can get professional service with great benefits and competitive interest rates. You don’t have to go through the awkward and embarrassing process of asking family or friends for some money; simply turn to Capisense.
Capisense is a financial service provider that offers its clients short term loans. A short term loan is usually a loan of a small amount of money and can be paid back between 1 and 12 months of having had taken it out. At Capisense; you as a client can take out a loan amount of R500 and R2 000 and if you are a repeat client you can take out a loan of up to R5 000. The amount that you can take out as a client will be based on the amount that they can afford according to their unique financial situation inclusive of their credit score.
The great thing about Capisense is that they have provided their client’s with an online financial evaluator that can tell you as the client how much the cost of the loan will be. All you need to do is select your preferred loan amount by using the sliders provided and the cost will be automatically calculated and reflected to you immediately. Interest is charged according to the National Credit Regulator of South Africa and because interest is charged on a daily basis this means; the quicker you settle your loan amount; the less interest you will have to pay.
You can easily apply online for a Capisense short term loan which will save you time and money. Capisense has refined its processes over the years by only taking 60 minutes to grant you a response of their loan. That’s right; all it takes is one hour to get results and feedback from them after you have submitted your application. Once you have been approved for the loan amount it will be paid directly into your bank account which means that you do need to ensure that you have a functioning bank account.
In order to qualify for a short term loan from Capisense you must provide the following:
- South African ID.
- Proof of residence.
- Recent Salary Slip.
- 3 Months Bank Statement.
- Be 18 years of age or above.
- Be permanently employed at the same place for more than 3 months.
A short term loan is a great way to get that cash injection just to make it through the month and the plus side is that you don’t need any form of surety in order to be approved for the loan. Say hello to a stress free you and goodbye to money issues with Capisense today.