Standard Bank Loans online

Standard Bank Loans online

Loans of up to R300 000 are offered – Standard Bank is one of the “big four” banking institutions in South Africa. For decades this bank has provided South Africans with quality banking services and products.

The high cost of living has pushed many South Africans towards seeking alternative solutions to their financial dilemmas. Research has shown that an increasing number of individuals are turning to personal loans as their best bet. Standard Bank aims to assist individuals in need by providing personal loan options.

The bank also strives to give individuals loan options that are tailored to suit their unique financial standing. Standard Bank realises that each individual has their own specific needs and aims to help individuals meet these needs in the most efficient way possible.

Interest is calculated based on individual risk profiles, credit ratings and income.

For loans taken out for longer than 3 months, Standard Bank will give you Credit Life Insurance to cover your debt in the unfortunate case of death, disability or retrenchment.

Application processes are simple. You can simply apply online if you are a customer whose salary is deposited into a transaction account and the bank has been provided with a copy of your ID and proof of residence.

Loans are provided at highly competitive interest rates and clients are able to benefit from fixed monthly repayments; which assists in terms of budgeting.

There are no early termination fees. As a National Credit Regulator – compliant institution, Standard Bank encourages individuals to repay their loans as soon as possible.

What do you need to qualify?

  • Provide a valid South African ID
  • Earn at least R1000 a month
  • Be between the ages of 18 and 65
  • Have a bank account with a debit order facility

To find out how much you qualify for, dial *120*5626#. You can also contact Standard Bank by calling: 011 636 9111/2 or 0860 123 000. Email:

Try our Loan application or finance calculator

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